New

Meet your banking agent

AI-first banking.

Built around you.

Meet Pelnovia: digital banking with an AI agent at its heart. Ask questions, explore your options, and find your next step in one place.

Your money. Your call.

Guided help for everyday banking, with you at the centre of every decision.

Pelnovia Agent showing virtual card settings on a phone held in a hand

as featured on

Banking starts with a conversation

Banking starts with a conversation

Ask a question, understand your options, and find the tools you need in one digital banking experience.

Ask a question, understand your options, and find the tools you need in one digital banking experience.

Ask your Agent

Get guided help with everyday banking questions.

Ask your Agent

Get guided help with everyday banking questions.

Ask your Agent

Get guided help with everyday banking questions.

Find your next step

Navigate your wallet, card settings, and spending controls.

Find your next step

Navigate your wallet, card settings, and spending controls.

Find your next step

Navigate your wallet, card settings, and spending controls.

Keep it simple

Clear answers and helpful context, right where you bank.

Keep it simple

Clear answers and helpful context, right where you bank.

Keep it simple

Clear answers and helpful context, right where you bank.

Pelnovia payment card — bottom of the stack
Pelnovia payment card — middle of the stack
Pelnovia payment card — top of the stack

Pelnovia card

The ultimate card experience across borders

The ultimate card experience across borders.

Enjoy the flexibility of a Pelnovia card. Spend anytime, anywhere around the world.

Enjoy the flexibility of a Pelnovia card. Spend anytime, anywhere around the world.

  • Globally Accepted

  • Track Expenses

  • No Minimum Balance

Multi-currency account

Easy access to over 45+ global currencies with one account

Hold over 45 currencies and exchange to the currency you need, when you need it.

  • One Account, Multiple Currencies

  • Regulated & Secure

  • Trade On Your Own Terms

USD

United State Dollar

USD

Great Britain Pound

UER

Euro

SGD

Singapore Dollar

JPY

Japanese Yuan

CNY

Chinese Yuan

SGD

Singapore Dollar

SGD

Singapore Dollar

MYR

Malaysian Ringgit

IDR

Indonesian Rupiah

Frequently asked questions

Discover responses to common asked questions
about our product and services.

What our users are saying

Organize your finances with WealthTrack. Follow your spending, save prudently in an easy-to-navigate app.

  • I've tried many financial apps, but Pelnovia is the most convenient. The UI is simple, and the budgeting feature is very helpful in managing monthly expenses.

    Jhon Wick

    Software Engineer

  • Pelnovia is a lifesaver for my solo trips! I don't have to worry about carrying too much cash or getting hit by high exchange fees.

    Marcus

    Digital Marketer

  • With Pelnovia, the funds arrive almost instantly and the conversion rates are the best I've found. It has completely changed how I manage my freelance income.

    Miller

    Motion Designer

  • Pelnovia's budget feature stops me from spending too much. At the end of each month, I can see where my money is going.

    Afidin

    Traveller

  • I'm new to investing, and Pelnovia makes it easy. The UI is simple and the data is clear.

    Jasmin Rahayu

    Project Manager

  • With Pelnovia, I can focus more on developing my business without having to worry about payments and financial records. Thank you, Pelnovia!

    Samantha William

    Software Engineer

  • Since switching to Pelnovia, receiving and verifying global transfers is incredibly smooth and instant.

    Elena Rodriguez

    E-Commerce Owner

  • Pelnovia makes this process stress-free with its simple interface and transparent tracking. It's fast, secure, and much more convenient than traditional banking.

    David

    Regional Manager

  • I have tried several financial apps, but Pelnovia is the most consistent and stable. The verification process is also fast.

    Rere Iskandar

    Tour Guide

  • I've tried many financial apps, but Pelnovia is the most convenient. The UI is simple, and the budgeting feature is very helpful in managing monthly expenses.

    James

    Software Engineer

Banking, reimagined

Meet your everyday banking agent

Bring your questions to Pelnovia. Explore AI-first digital banking with guidance that makes the next step clearer.