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Meet your banking agent
AI-first banking.
Built around you.
Meet Pelnovia: digital banking with an AI agent at its heart. Ask questions, explore your options, and find your next step in one place.




Your money. Your call.
Guided help for everyday banking, with you at the centre of every decision.
as featured on







Pelnovia card
Globally Accepted
Track Expenses
No Minimum Balance
Multi-currency account
Easy access to over 45+ global currencies with one account
Hold over 45 currencies and exchange to the currency you need, when you need it.
One Account, Multiple Currencies
Regulated & Secure
Trade On Your Own Terms

USD
United State Dollar

USD
Great Britain Pound

UER
Euro

SGD
Singapore Dollar

JPY
Japanese Yuan

CNY
Chinese Yuan

SGD
Singapore Dollar

SGD
Singapore Dollar

MYR
Malaysian Ringgit

IDR
Indonesian Rupiah
Frequently asked questions
Discover responses to common asked questions
about our product and services.
What our users are saying
Organize your finances with WealthTrack. Follow your spending, save prudently in an easy-to-navigate app.
I've tried many financial apps, but Pelnovia is the most convenient. The UI is simple, and the budgeting feature is very helpful in managing monthly expenses.

Jhon Wick
Software Engineer
Pelnovia is a lifesaver for my solo trips! I don't have to worry about carrying too much cash or getting hit by high exchange fees.

Marcus
Digital Marketer
With Pelnovia, the funds arrive almost instantly and the conversion rates are the best I've found. It has completely changed how I manage my freelance income.

Miller
Motion Designer
Pelnovia's budget feature stops me from spending too much. At the end of each month, I can see where my money is going.

Afidin
Traveller
I'm new to investing, and Pelnovia makes it easy. The UI is simple and the data is clear.

Jasmin Rahayu
Project Manager
With Pelnovia, I can focus more on developing my business without having to worry about payments and financial records. Thank you, Pelnovia!

Samantha William
Software Engineer
Since switching to Pelnovia, receiving and verifying global transfers is incredibly smooth and instant.

Elena Rodriguez
E-Commerce Owner
Pelnovia makes this process stress-free with its simple interface and transparent tracking. It's fast, secure, and much more convenient than traditional banking.

David
Regional Manager
I have tried several financial apps, but Pelnovia is the most consistent and stable. The verification process is also fast.

Rere Iskandar
Tour Guide
I've tried many financial apps, but Pelnovia is the most convenient. The UI is simple, and the budgeting feature is very helpful in managing monthly expenses.

James
Software Engineer
Banking, reimagined
Meet your everyday banking agent
Bring your questions to Pelnovia. Explore AI-first digital banking with guidance that makes the next step clearer.



